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The First 90 Days: New Homeowner Checklist For A Confident Start

  • WISDOM HIS-Michael Hetzel
  • May 28
  • 3 min read

Updated: 6 days ago






The First 90 Days: Your Post-Purchase Homeowner Checklist


Wisdom On Wednesdays


✅ Your Top 10 To-Do's: A New Homeowner Checklist for Your First 90 Days


You did it — you made it through the paperwork, the inspection, and the nail-biting wait. Welcome home to your new home! The first few months are about more than unpacking-they're your chance to set the tone for smart, stress-free living. This New Homeowner Checklist will help you stay organized, safe, and in control from day one. And remember: your inspection report is your roadmap — don’t file it away just yet!


Smiling couple holds a key in front of a brick house. They appear joyful, wearing casual blue clothing.
A happy couple stands proudly in front of their new home, holding the key to their future.


Now begins the real adventure: settling in, setting priorities, and transforming this house into your sanctuary. The first 90 days after closing are key to establishing confidence and control in your new space.

Here’s the secret sauce: your inspection report isn’t just a formality — it’s your homeowner handbook. Use it to guide your to-dos, keep small issues from snowballing, and make smart, strategic moves from day one.

This checklist will help you hit the ground running — with foresight, not fire drills


A man in a denim shirt changes a white air filter in a furnace. Gray industrial setting, focused expression, air ducts visible.
A man replaces the air filter in a furnace, emphasizing the importance of regular maintenance for efficient heating.

✅ 10 Smart Moves for the First 90 Days


1. Change Locks & Garage Codes Security first. Swap out door locks and reset any garage or keyless entry codes. Better safe than “who’s got a key?”


2. Check Safety Devices Test smoke and carbon monoxide detectors, replace old batteries, and ensure every level has a fire extinguisher. Sleep better knowing your safety systems are solid.


3. Find Shut-Offs & Panels Locate your main water shut-off, gas shut-off, and electrical panel. Label breakers clearly — future-you will thank present-you during a storm or leak.


4. Tackle Inspection “Must-Fixes” Revisit your inspection report and prioritize anything urgent — especially safety, electrical, or moisture-related items. Prevention now saves big money later.


5. Confirm Essential Services Double-check that utilities (water, gas, electric, internet, trash) are active and billed in your name. No one likes surprise cold showers or missed trash day.


6. Deep Clean & Document Before furniture arrives, give the place a thorough scrub. Snap photos of each room — it’s smart for insurance and satisfying to track your progress.


7. Say Hello Next Door Introduce yourself to the neighbors. Friendly faces can help spot a package, lend a ladder, or offer local advice. A connected community is a safer one.


8. Start Your Home File Create a central spot — physical or digital — for your inspection report, appliance manuals, receipts, warranties, and contractor info. Organization now pays off later.


9. Set Future Service Reminders HVAC tune-ups, chimney sweeps, pest prevention — get those appointments on the calendar now. Staying ahead is cheaper and way less stressful.


10. Walk the Perimeter Inspect the exterior: check grading near the foundation, look for pooling water, inspect fences and siding. Each season brings new maintenance cues.


Couple smiling, sitting on a couch, holding a tablet displaying "The First 90 Days" with a checklist. Plant in the background.
Couple reviewing a checklist on a tablet titled "The First 90 Days," featuring tips for new homeowners to ensure a smooth transition.

💡 Final Thought

The first 90 days are your foundation for confident homeownership. With a bit of intention — and your inspection report as your compass — you’ll avoid costly surprises and build peace of mind from the start.


Remember: your home inspector is still in your corner. Have a question? Reach out. Because wise homeowners don’t just react — they prepare.






📞 Need Help or Have Questions?

Wisdom Home Inspection Services:

Guiding You from Report to Resolution

📍 Serving: Greater Chicagoland and Beyond
📞 Phone: (224) 817-1151

📧 Email: mike@wisdomhis.com



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